Explore Our Pathways

The business development pathway consists of 4-6 meetings for Bay Area residents needing help with any aspect of their business idea or side hustle. It's also for Richmond natives wanting to apply for pathway 2 who need help with eligibility requirements. Assistance includes creating a business plan, researching feasibility, creating a pitch deck, drafting financials, etc. You'll receive a dedicated project steward to help you reach your goals.

Eligibility:

Have a business idea

Located within the Bay Area

Committed to meeting on a regular basis

Will do work needed in a timely manner

The incubation pathway is for Richmond and West Contra Costa residents committed to start or optimize their cooperative businesses. You'll be assigned a dedicated project steward who will assist with business development, cooperative development, technical assistance, and funding sources. The process can take from 6 months to 2 years, depending on your team's progress.

Eligibility:

Richmond natives, residents, and West Contra Costa residents

Total of 3 worker owners

Interested in incorporating as California Cooperative business

Have a draft business plan

*limited*

The non-extractive lending pathway is for established cooperatives operating within the Bay Area. This is for businesses needing financial support to get to the next level. We lend to businesses that share our values of serving low-income communities of color through the work they do.

Eligibility:

Incorporated business entity operating as a cooperative

Clear loan need and plan for how this funding will benefit the cooperative

Business has been operating for at least 2 years

Willing to share financial history

Located within the Bay Area